Despite being a traditional payment system, some players still prefer to use casinos with checks or cheques. The check was created to prevent the person from carrying large amounts of cash for security reasons. However, there is no denying that the use for making withdrawals and payments in online casinos has declined over the years.
If you have doubts about making your payments online, this is an option to make your deposits with a bank check at the online casino. It is important to consider that this transaction can take 10 days to 3 weeks to be credited; you must consider this when starting your bets. Another aspect to take into account with this method is the privacy of your data. We will detail this payment system’s functionality, advantages, and disadvantages to learn more.
Operation of checks in casinos
The bearer’s data must be completed and the amount paid to the person or company (both in number and letters). The main thing is that the signature for the check issuance must be valid. In general, the basic data that must be evidenced in the check are data of the owner, beneficiary, and the expiration date. For the transaction to be effective, you must consider this last piece of information.
There are two types of checks when it comes to the online casino: personal check and cashier’s check. The latter belongs to the bank and must be paid if one is required. When using a cashier’s check, it is your responsibility to pay the money to the bank after you redeem the funds from your account. The time of the collection process for both types of checks is approximately 5 to 10 business days. Verify that they accept this payment method to use checks at online casinos. Then you must obtain the information from the online casino to fill out the check. Decide an amount to withdraw or pay and complete the check with the owner’s data.
You must register and log in when you go to make deposits and withdrawals by check at the online casino. You can enter the casino’s deposit page and choose the payment option with bank checks. Remember to save the tax information of the casino. Then send the mail by correspondence. Later the casino will confirm your deposit and start your payment in the next 10 days. In the case of withdrawing your funds, you must go to the casino page and choose the option to withdraw funds. Then select checks as a way to make the withdrawal.
Speed of checks when depositing and withdrawing
When using a traditional mail service to send the check, remember there is a service time. This means that you must consider the distance you have from the casino. The delay and cost will depend on it. It may take 24 to 48 hours to process the transaction.
While the check is received at the casino, it will not necessarily be deposited the same day. Additionally, due to the settlement, you must wait several days for the funds to be effective in the account, which can take approximately 5-7 days from the date of deposit.
The time also depends on the type of check. That is, if it is a personal check, it can take from 3 to 5 days, and if it is the case of an international check that is not insured, it takes approximately eight weeks. Generally, checks are valid for six months from when the check is signed. Using a cashier’s check is recommended for time purposes; it is more accepted than personal.
Advantages of using checks at online casinos
- It is one of the safest casino payment methods, even more so if delivered via certified mail.
- It is not necessary to register your banking information online.
- It allows you to deposit or pay small or large sums of money without any limitation.
- While it is in the deposit process, there is the possibility of canceling the check and avoiding or invalidating the operation.
- It is a payment system used worldwide, although not by all casinos.
- No credit: the money comes directly from our bank account.
- Security: There are no intermediaries, which increases the security of transactions.
- Convenience: no matter the time, online banking is available 24 hours a day.
- Simplicity: we are relatively familiar with how electronic banking works.
Disadvantages of using checks at online casinos
- It is considered a slow process. It depends on the mail’s delay, and the bank details must be confirmed, meaning several days to complete this payment method. If it is an international check, it may take longer.
- You have to verify before in the online casino because not all of them accept this payment system. With new technologies and advances in this industry, its use in online casinos has been dramatically reduced.
- The setback may occur in the issuance of the check, for example, not having sufficient funds when payment is demanded from the debtor.
- Additional expenses are generated by bank commissions for the cost of shipping.
- Not immediate: Sometimes, the transfer is not completed for a few days.
- It is not always valid: Many online casino websites do not allow this payment method.
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Electronic checks or eChecks work similarly to paper checks, and the difference is that they are electronic and are considered even more secure than paper checks. You can manage them through your online bank account or electronic wallets like PayPal.
How eChecks work
eChecks are nothing more than electronic checks. In the market, there are virtual bank accounts, credit cards, debit cards or prepaid cards online, and, of course, we also have electronic checks or eChecks. Its use is similar to standard paper checks, except for no physical element. There is no paper.
Players can have eChecks from online banks, but there is also the option of obtaining them in an electronic wallet, for example, PayPal. This form of payment withdraws the money directly from the bank account. In other words, if you use an eCheck through PayPal, the balance you have in the web wallet does not matter because the money will come from the bank account that you have associated with the electronic wallet, in this case, PayPal.
Electronic Checks at Online Casinos
The mechanism may vary depending on the check company. Although, as a general rule, the systems are usually very similar and extremely simple. In most cases, the process is identical to when making a bank transfer. The only difference is that we will not mark the subscription account since it will be that of the website where we buy. In our case, the online casino.
We will have to follow the steps we are asked for: personal data, amount, bank account, and, most likely, some code that we can extract from the typical key card of our online banking. It is highly recommended always to print the receipt or, at least, file it in a folder on the computer. It will be the best way to keep track of the payments made through this method.
In some cases, we will also be asked for a digital signature. However, this happens less and less because if we have access to online banking services, it is most likely that our bank already has all our computerized data, including the digital signature, the digitized identity card, photographs, and other personal identification.
Like their paper siblings, checks must be authorized by the payer’s bank before payment is processed. In other words, eChecks can and will be returned if insufficient funds are in the payer’s account.
In reality, players who opt for this payment method must wait around four business days for the deposit to be processed. For some players, making a deposit using e-checks will mean that it won’t be available to you within minutes, which could tell you won’t prefer to use this payment method.
Are electronic checks reliable?
When you use an electronic check for your games and live casino games, you instruct your bank to issue a payment from your account to a third party (casino or person). So, just as you would go to your bank’s customer service department when you’re having trouble using paper checks, you can also do so when you encounter an obstacle to eChecks. These have become a standard and legitimate payment method worldwide, and your bank will always be happy to help you in any case.
eChecks are as safe as a house. In fact, despite its fancy name, electronic checks have become a standard payment method, and all this is joined by the security of banks around the world.
In case you have any doubts, along with all the world’s banking security, you will also find secure online casinos in your favor, which use the latest in SSL technology to guarantee that any exchange of information about players is safe from third parties.
FAQ Electronic checks
Can I use checks at all online casinos?
No, unfortunately, not all online casinos accept this form of payment. That is why we offer you a list of all the casinos that accept it on our page.
Are online checks safe?
Yes, echecks are a 100% reliable payment method since there are no intermediaries. Therefore, this guarantees the security of the procedure.
How long does it take to process an electronic check payment?
This will depend on the bank you have since these are the ones in charge of accepting and processing payments.